Home insurance
Review the needs and terms for cover for your home and belongings.
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Insurance guides
Insurance Comparison in Finland
When comparing insurance, look beyond price: check the deductible, what the cover includes and its exclusions. Fiksusti helps you choose an insurance category, see the providers in its current data and continue to their services. The insurer confirms your personal price and policy terms.
Compare insurance →What does Fiksusti do today?
Fiksusti does not request personal quotes from insurers or calculate a new policy price. The comparison tool lists providers linked to each insurance category and takes you to their services. You can save details of your current policy and the monthly price you enter; its displayed annual cost is that amount multiplied by twelve. Saving your details is not a quote or a like-for-like comparison of insurance premiums.
Open the insurance comparison →Choose an insurance type to compare
The categories below come from the existing comparison tool. Choose one there to view its listed providers.
Car insurance
Review your car insurance needs and distinguish motor liability insurance from optional comprehensive cover.
Choose insurance type →Motorcycle insurance
Check the details relevant to how and when you use your motorcycle.
Choose insurance type →Snowmobile insurance
Review the terms for your snowmobile use and selected cover.
Choose insurance type →Travel insurance
Review your travel insurance needs and policy terms.
Choose insurance type →Life insurance
Explore insurance for personal financial protection.
Choose insurance type →Personal accident insurance
Check the scope and terms of personal accident cover.
Choose insurance type →Pet insurance
Review your pet insurance needs and selected cover.
Choose insurance type →Why compare insurance?
Your needs, insured property and policy terms can change. Comparing helps you bring your current policies and their prices together for review, then continue to an insurer’s service to explore options. It does not guarantee a lower price or identical cover.
What should you compare in an insurance policy?
These are points for you to check in the insurer’s quote and policy documents. Fiksusti does not currently display all of them side by side.
Price
Check the final price calculated for your circumstances, payment schedule and how long the quote is valid.
Deductible
Find out what you would pay yourself after a covered loss and whether different sections have different deductibles.
Scope of cover
Compare the events covered and the conditions that apply. Policies in the same category can differ.
Benefit limits and exclusions
Review maximum benefits, exceptions and situations that are not covered.
Optional cover and terms
Consider whether optional cover suits your needs and read the policy terms before signing.
The cheapest policy is not always the right fit
The cheapest insurer can vary by customer and insured property. Price alone does not tell you how broad the cover is or what deductibles and exclusions apply. Compare similar cover and a quote calculated for your circumstances.
What is an insurance deductible?
A deductible is the portion of a covered loss that you pay yourself under the policy terms. Check the amount, how it is applied and whether it differs by coverage in the insurer’s quote and policy documents. Fiksusti’s form choices are not insurer-confirmed deductible terms.
Compare the scope of cover too
Check covered events, benefit limits, exclusions and optional cover in the insurer’s own documents. Fiksusti does not currently display full policy terms or insurer-specific benefit limits side by side.
Insurers listed in Fiksusti’s current comparison data
Names come from the current provider data. Provider availability varies by insurance category; choose a category in Fiksusti to see its listed options.
Agria
1 category in current data
Aktia
1 category in current data
Fennia
7 categories in current data
If
8 categories in current data
LähiTapiola
8 categories in current data
Mandatum
1 category in current data
Nordea
1 category in current data
Pohjantähti
6 categories in current data
Pohjola Vakuutus
8 categories in current data
POP Vakuutus
6 categories in current data
Turva
8 categories in current data
What to consider for different types of insurance
Comparing home insurance
Review the home and belongings to be insured, the scope of cover, deductibles and benefit limits. Fiksusti does not infer policy cover or your personal price from home details.
Compare insurance →Comparing car insurance
Check what motor liability insurance and optional comprehensive cover include, and how their deductibles and exclusions differ. Ask the insurer for a quote calculated for you; Fiksusti does not show a personal car insurance premium.
Compare insurance →Comparing travel insurance
Check the policy’s territory, scope, benefit limits and exclusions against your trip and circumstances in the insurer’s terms. Fiksusti does not state insurer-specific limits or age restrictions.
Compare insurance →Looking specifically for car cover? Read the car insurance guide →
Looking for cover for your home and belongings? Read the home insurance guide →
Looking for travel insurance? Read the travel insurance guide →
Looking for motorcycle insurance? Read the motorcycle insurance guide →
Looking for snowmobile insurance? Read the snowmobile insurance guide →
Looking for personal accident insurance? Read the personal accident insurance guide →
Looking for pet insurance? Read the pet insurance guide →
Looking into life insurance? Read the life insurance guide →
Should you keep all your insurance with one company?
A possible bundle benefit does not by itself show whether the overall package is suitable or affordable. Compare the final prices, cover, deductibles and terms for all policies together. Fiksusti does not display insurer-specific bundle discounts.
When should you review your insurance?
A review may be useful when you move, buy or change a car, your circumstances change, or a policy’s price or terms change. There is no single review interval that suits everyone.
How does comparing insurance work?
- 1Choose an insurance category.
- 2Gather your current policy price and terms.
- 3Open a provider listed for that category and request your own quote.
- 4Compare similar cover, deductibles, exclusions and total price.
- 5Decide only after reviewing the quote and policy documents.
Insurance comparison: frequently asked questions
How do I compare insurance?
Start with policies designed for the same need. Check your personal quote, deductible, scope of cover, benefit limits, exclusions and terms. Fiksusti helps you choose a category and continue to providers in its current data.
Why compare insurance?
Prices, needs and policy terms can change. Comparing helps you check whether your current cover still suits you. Savings cannot be promised in advance.
Which insurer is the cheapest?
This data cannot identify one insurer as cheapest for everyone. Personal prices depend on the customer and insured property, and Fiksusti does not request comparable quotes from insurers.
Which insurer is the best?
The right insurer depends on the insurance type, price, cover, deductible, terms and your circumstances. Fiksusti does not rank insurers by quality.
Can Fiksusti show my exact insurance price?
No. Fiksusti does not request personal insurance quotes. Check your final price and terms in the insurer’s service.
What types of insurance can I review in Fiksusti?
The current tool supports home, car, motorcycle, snowmobile, travel, life, personal accident and pet insurance.
Which insurers are included in Fiksusti?
The names shown on this page come from Fiksusti’s current provider data. Providers vary by insurance category, and the list does not automatically include every insurer in Finland.
What does a deductible mean?
It is the share of a covered loss that you pay yourself. The insurer and policy determine the amount and how it applies.
Is the cheapest policy always the best?
Not necessarily. Compare price alongside cover, deductibles, benefit limits and policy terms.
Should I bundle all my insurance with one company?
It depends on the total price, cover and terms. A possible bundle benefit does not guarantee the most affordable or suitable package.
When should I review my insurance?
For example, when your circumstances, home, car, or a policy’s price or terms change. There is no universal required review interval.
Can insurance cover differ between policies?
Yes. Check covered events, limits, exclusions and optional cover in the insurer’s terms.
Where can I read the final policy terms?
Review the insurer’s quote, product information document and policy terms before buying.
Is Fiksusti’s insurance comparison free?
Using Fiksusti’s comparison tool is free. Any policy you buy is priced according to the insurer’s quote and terms.
Do affiliate links affect comparison results?
A partner link may earn Fiksusti a commission, but insurers are not ordered by commission. The insurer directory on this guide is alphabetical; provider order in the comparison tool follows its existing data.