What does car insurance include?
Car insurance can include motor liability insurance and optional comprehensive cover. The scope and terms of comprehensive cover depend on the policy; check the insurer’s quote and documents.
Insurance guides
Car Insurance in Finland – Compare Your Options
When comparing car insurance in Finland, distinguish compulsory motor liability insurance from optional comprehensive cover. Your price and cover depend on a personal quote and the policy terms, so check both with the insurer.
Open the insurance comparison →Motor liability and comprehensive cover are different
Motor liability insurance is required by law for motor vehicles. Comprehensive cover is optional protection for your own vehicle, and its scope varies by policy. It does not replace motor liability insurance. Check the covered events, exclusions and terms in the insurer’s documents.
Check the motor insurance obligation with the Finnish Motor Insurers’ Centre.What should you compare in car insurance?
Liability price and bonus
Request a quote based on the vehicle and drivers. Confirm the bonus and pricing criteria with the insurer.
Comprehensive cover
Compare which events are covered. Partial and broader comprehensive policies can differ between products.
Deductible
Check the deductible for each type of claim. A policy may use different deductibles for different cover.
Optional cover and exclusions
Check whether glass, roadside assistance, a replacement car or new-for-old cover is included, and under what terms.
Total price
Compare similar cover and payment schedules using personal quotes.
Your personal price comes from the insurer
Car insurance pricing can depend on the vehicle, policyholder, use and claims information, and selected cover. Fiksusti does not request personal quotes or show insurers’ car insurance prices side by side. Request quotes directly and compare equivalent cover.
Choose comprehensive cover based on your needs and the terms
Policy labels alone do not describe the full cover. Check covered events, deductibles, benefit limits and exclusions in the quote, product summary and policy terms. Fiksusti does not confirm an insurer’s cover or optional benefits.
Insurers in Fiksusti’s current car insurance data
This alphabetical list comes from the current car insurance provider data. It does not include insurer prices or personal quotes. Check availability, cover and terms on the insurer’s website.
Fennia
Visit the insurer to review car insurance options, request a personal quote and check the policy terms.
Explore car insurance →If
Visit the insurer to review car insurance options, request a personal quote and check the policy terms.
Explore car insurance →LähiTapiola
Visit the insurer to review car insurance options, request a personal quote and check the policy terms.
Explore car insurance →Pohjantähti
Visit the insurer to review car insurance options, request a personal quote and check the policy terms.
Explore car insurance →Pohjola Vakuutus
Visit the insurer to review car insurance options, request a personal quote and check the policy terms.
Explore car insurance →POP Vakuutus
Visit the insurer to review car insurance options, request a personal quote and check the policy terms.
Explore car insurance →Turva
Visit the insurer to review car insurance options, request a personal quote and check the policy terms.
Explore car insurance →
Fiksusti may receive compensation through a partner link. Partnerships do not affect the order of insurers. The insurer confirms your final car insurance price and terms.
How to compare car insurance
- 1Note your current price, cover and deductibles.
- 2Request quotes using the same vehicle and usage details.
- 3Compare liability insurance and comprehensive cover separately, as well as the total price.
- 4Check the bonus, optional cover, exclusions and policy terms.
- 5Choose only after you understand the cover and total price in each quote.
Car insurance: frequently asked questions
Is motor liability insurance compulsory?
Motor vehicles require motor liability insurance under Finnish law. Confirm the requirements that apply to your vehicle with the relevant authority or insurer.
What is the difference between liability and comprehensive insurance?
They are different types of cover. Motor liability insurance is compulsory, while comprehensive insurance is optional and protects your own vehicle according to the selected policy terms.
What does comprehensive insurance cover?
Covered events vary by policy and terms. Review the quote and policy documents for cover, limits, deductibles and exclusions.
How much does car insurance cost in Finland?
This data cannot determine a general price. Your premium depends on the vehicle, policyholder, use and selected cover. Request a personal quote from an insurer.
How does a car insurance bonus affect the price?
The bonus and its effect depend on the insurer’s pricing and your insurance history. Check your current bonus and its impact in your quote.
What is a comprehensive insurance deductible?
It is the part of a covered loss that you pay yourself. The amount and how it applies to different claims are defined by the policy terms.
Should I get comprehensive cover for my car?
It depends on the car’s value, how you use it, your finances and the price and terms of the cover. Compare options without assuming one level suits everyone.
How can I find affordable car insurance?
Request personal quotes from several insurers using the same details. Compare total price, cover, deductibles and exclusions together.
Can Fiksusti show my car insurance price?
Not currently. Fiksusti lists insurers linked to car insurance in its current tool and directs you to their services. Request your personal quote and check policy terms with the insurer.
Compare other insurance types too
Open Fiksusti’s insurance comparison and choose the insurance category you need.